Real estate appraisal services for homeowners in the city of Freehold and Monmouth County

The top 7 reasons NJ homeowners need M/M Appraisal Group:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To lower your mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a NJ divorce, where real estate needs to be divided
Determine the true market value of property in question to settle an estate

Need help deciding the price of your house in or near Freehold, NJ?
Contact M/M Appraisal Group.

We at M/M Appraisal Group understand the unique needs of a consumer seeking appraisal services. Our regular business clients understand the appraisal process and the standard documents we provide. As our client, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value report than yours.

Appraisals to remove PMI

A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. M/M Appraisal Group is experts in helping folks just like you dismiss unneeded and unwanted PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a local area that is declining or not appreciating as much as other homes close to yours. This only means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from M/M Appraisal Group is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. M/M Appraisal Group can provide you with efficient appraisal to help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd like to have an expert double-check it for accuracy or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? M/M Appraisal Group offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? M/M Appraisal Group can We can assist you. While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.